Your driving record…
Life insurance underwriters are increasingly tacking on surcharges and rate class downgrades for less than stellar driving records.
Multiple violations, even minor ones, can take you out of the preferred risk rating classes. You may even be surcharged..
Alcohol and substance-related violations incur drastic “flat extra” surcharges for 5 to 10 years or more that often triple or quadruple the base premium.
Jack Kelly and Company will get your policy issued quickly, discretely and without these exorbitant rate-ups.